With the release of the new VHD 10.0.37, I have tried to create a Onebox VM in my laptop instead of using the cloud hosted environment and found the below articles really helpful to setup the VM with my private Microsoft account:
https://alexdmeyer.com/2023/07/05/step-by-step-guide-to-deploy-a-local-vhd-of-d365fo/
https://community.dynamics.com/forums/thread/details/?threadid=01455e69-5d7e-4896-b2c6-673a49b28bfa